If you had to choose between owning a car or a house, I wonder what your choice would be. Assuming no constraints of pressing life circumstances that inevitably limit an individual’s choice to one and not the other, the average person will choose on the basis of either a good sense of financial judgement, or the lack of it. Apart from the luxuries of owning a car or a house, there is the underlying dynamics of two broad financial categories at play – assets and liabilities. Being no finance guru, I will not dare to delve into unfamiliar territory, or belabour the point beyond necessity! Continue reading “Run to win”